There are plenty of companies that will sell your name, email addresses, phone numbers, street addresses, marital status, and relative’s names. They obtain the information from publicly sold databases. I had access to one that had all that, plus the registration info for the car I drive, my estimated income, my military record, my driving record, my political party preference, and pictures of my home that had been on the realtor’s website.

The scary one was when a phone center employee in the Philippines stole my wife’s debit card number and then did two big Western Union MoneyGram transfers to a couple of Filipino men. That means bad actors have access to the credit companies’ databases from which Western Union draws their proof of identity questions, like who holds your mortgage, where you lived when you were 10, and the make/model of your first vehicle.

If you’re well-off enough to be a financial fraud target, paying a company for identity theft protection is probably well worth it. Put fraud alerts in with all the major credit bureaus too. That usually stops identity thieves from accessing your credit. If you use 2FA with your phone, make sure your telecom provider will not transfer your number to a new device without in-person authorization and authentication.

Absentee ballot. Always worked for me in the Navy.

When you shop for a place to live, do you buy/rent nothing because nothing is “perfect”? Or do you weigh the benefits and detriments of each available option and choose the best one?

There’s a clear choice, and if you need to see what voter apathy gets you, look at Venezuela. We got a second chance because the Jan 6 attempt failed. If you don’t vote, the usurper might win.

Not recommended for lycra or spandex suits, or any suit that has elastic closures, particularly during the summer months. They will rapidly degrade in the heat of the car. My wife left hers in the car after a vacation (never used it). It was tucked in the trunk. Found it a month later and it disintegrated in the wash.

Well, you’re going to piss off the policyholders then. State Farm is a mutual insurance company. It’s owned by the policyholders. It’s essentially a non-profit, since profits go to reduce premiums or pay dividends to the policyholders.

The thing is, the company isn’t turning a profit. When what fills the cup doesn’t match the hole in the bottom, at some point the cup will be empty. California has mismanaged the wilderness areas and allowed development without concern for potential fire danger. Climate change, high fuel loads after decades of suppressing natural fires, improperly maintained electrical infrastructure, and a lack of “Fire Wise” education are all contributing to huge wildfires and high property loss rates.

If California were to seize every insurance company in the state, they would quickly be in the same predicament - needing to raise premiums to cover the losses.

The only real solution is to reduce the risk. That’s why the NFPA came up with local Fire Safe Councils. We educate the homeowners about how to make our homes resistant to wildfire damage. Using grant money, we reduce the fire danger by clearing hazardous undergrowth. We provide resources for homeowners, like chipping programs, matching funds for tree removal, and other assistance in maintaining defensible space. We have successfully lobbied for insurance discounts when homeowners complete risk reduction measures.

It wasn’t any particular scientific discovery that weakened religion. It was the popularity of science fiction that did it. As Arthur C. Clarke put it, “Any sufficiently advanced technology is indistinguishable from magic.” People can now imagine how miracles are done without invoking anything supernatural. We might not have the tech to do it yet, but we have a pretty good idea of potential methods. That has placed a lot of “creator god” religions under pressure. Create life? Tech will eventually do it. Create a world? Sure, tech again. Given enough tech, a solar system can be spawned. Water into wine? We’re halfway there with Kool-Aid. We already have vimanas (those ancient Hindu flying vehicles). We call them airplanes or helicopters. We can destroy a whole city with a single weapon. So why should we worship a supreme being who supposedly did those things?

Assuming we can conquer poverty, religions that survive will be centered around improving the human condition. Worshipping dieties will eventually fall by the wayside. It will still be a long process. You can’t dispel faith with reason and facts. And people in poverty tend to embrace religion because it gives them comfort and hope that things will be better in the afterlife.

Animals were doing it long before humans even existed. Some birds will “bathe” in an ant nest because the formic acid excreted by the ants rids them of parasites. There’s even a word for it - zoopharmacognosy.

Long before recorded history, people knew what plants were helpful to treat or cure various maladies. Who knows what possessed the first human to chew on willow bark to relieve pain or reduce a fever? The earliest documentation of it was 400 BCE by Hippocrates, but it was probably common knowledge for much longer than that. The Chinese have been using various herbs to treat disease for at least 3000 years.

Every time I do a search, the bot usually provides enough info. The problem is that I don’t trust the bot because it’s been wrong before. So I still need to continue the search to find an authoritative answer.

That’s the problem with bots. If you trust their answers and they’re wrong, it can be a real problem. There was a story a while ago about an Air Canada customer service bot that was giving out bad info about bereavement travel. When a customer tried to get the promised refund, the airline admitted the advice was wrong, but claimed the bot was a separate legal entity, therefore they were not responsible for the advice it gave.

Critical Thinking skills. Imagine a world where everyone is able to sus out the lies, separate fact from fiction, and not fall into pitfalls of illogical thinking.

The only voters that matter in this election are the moderates. We will decide the winner in November. The Hard Left and Right will vote for their party’s candidate, but neither can ensure the Oval Office without moderate support. I look forward to the debate, mainly to see how Biden handles himself without a teleprompter. I already know Trump is going to spew word salad.

Maybe someday (in my wet dreams) I’ll have a ranked-choice vote. Then I won’t have to base my vote on the lesser of two evils. That’s unfortunately the way things are in our two party dominated political system. It’s another election where I have to vote to keep the worst contender from winning.

Isn’t this illegal? The Stolen Valor Act of 2013 prohibits false claims of earned military awards and medals if the intent involves tangible benefits. Obtaining public office is one such benefit, isn’t it?

Biden needs to start putting up billboards with these Trump quotes, referring folks to his “trumpsucks.com” website, which now simply redirects to the “joebiden.com” website.