![](/static/1eaaef6e/assets/icons/icon-96x96.png)
![](https://lemmy.world/pictrs/image/44bf11eb-4336-40eb-9778-e96fc5223124.png)
everything you’ve listed is what you pay at the point of service. are your premiums covered 100% by your employer, or what?
everything you’ve listed is what you pay at the point of service. are your premiums covered 100% by your employer, or what?
thanks for explaining things i already know, and that have no fucking bearing on the question OP asked.
this isn’t “whose health care experience is better and less costly” - the question was “what does US health care cost”, which is the question i answered.
on the one hand - my wife and i didn’t have insurance when my oldest was born, as i was doing contractor work overseas. Between one thing and another over the course of that year, we paid like $8k in medical expenses, including all the obgyn visits and the actual delivery, plus a hernia repair for me. The hospital was very easy to work with. Our income was very high so it was not exactly a burden. (8k was about 2% of total salary)
on the other hand - this year, with insurance we’re going to pay about $6k in insurance premiums and $8k in medical expenses before we hit our deductible (~7% of total salary)
on the gripping hand - last year we had really excellent insurance. we paid a total of $1200 for the year in premiums, $50/pay period, and our deductible was only $2k. (~1% of total salary)
So it definitely varies a lot
exponentially would be e. g. 100%, 1000%, 10 000%, etc.
you meant geometricallly
maybe even a little light treason
there’s a pretty big difference between what you are saying, “i don’t like the way they help”, and what the person i responded to was saying, “they don’t help and hate the poor”.
based on this article, i would say it’s fortunate that they have very little power
conservatives help the poor by personal, direct giving. there’s lots of data on charitable giving broken down by party affiliation.
do self hosters use Windows? i would have thought most people were running Linux