• 0 Posts
  • 14 Comments
Joined 1 month ago
cake
Cake day: September 14th, 2024

  • The number of people who are partnered vs single is 70%. If 60% of those met via dating apps, that’s 42% of the total.

    You’re still not slicing thin enough.

    If 60% of the couples who got together in 2022 met on dating apps, and people who got together in 2022 constitute 5% of all couples, that’s still possible (and probable), then those couples will still only be 3% of the total. Pretty easy to add up to 11% that way when you start including all the 10-year-old relationships, the 20-year-old relationships, etc.

    If it were flat at 60% for all years then no, it wouldn’t add up.

    But if you look at the area under the curve, it’s still pretty small comparatively speaking because it’s such a recent phenomenon. (And not every year would actually count equally for the whole data set, but it’s displayed in this chart as every year adding up to 100% for its own year.)


  • About half of those under 30 (53%) report having ever used a dating site or app

    Yes, but that’s a bigger denominator, and includes single people, and even those who have never been on a date. The headline question is what percent of couples met through different methods, not what percent of individuals, including those who are not currently in a couple.

    So it doesn’t make sense that more people would have met their current partner through a dating app than have ever used one.

    It could be that a higher percent of couples met online than the percent of people who have ever used online dating. If you have a data set where online dating is literally the only way to meet people, but only half of the people are trying that method, you’d have the situation where 100% of couples met online but only 50% of people have ever tried online dating (this hypothetical is purely to demonstrate the math, not claiming that this is in any way a reflection or the actual data).

    It’s entirely possible (and I’d argue is likely) that the 53% who have used dating services are more likely to be in couples than the 47% who haven’t. And so that larger subset of the 47% would therefore be excluded in the “percent of couples” data.

    mostly I’m just bothered by the apparent lack of any way to confirm the authenticity of the graph and its relationship to the source material

    The 2019 paper I’ve linked is authored by the maintainers of the linked data set, and contains a very similar graph with an earlier cutoff (2017 data). I’m sure those authors know their data set. It’s just most of their papers using this data is paywalled, and the data is mainly used for other types of analyses.

    If I have time I might be able to download the data set from a computer and just map it either naively or by applying the correct weights.


  • but the study they are citing doesn’t seem to confirm anywhere close to the 60% figure, it seems to be saying 11.5% instead

    I think you’ve linked the variable of all couples regardless of when they got together. If 11.5% of all couples met online, whether they met in 2023 or 1975, then that doesn’t actually disprove the line graph (which could be what percentage of couples who met in that particular year met through each method).

    The researchers who maintain the data set you’ve linked published an analysis of the 2017 data showing that it was approaching 40% towards the most recent relationships being formed, in 2017. I could believe that post-covid, the trends have approached 60%.


  • Yeah, one night stands can turn into lasting relationships. I know a decent number of married couples who met in zero-commitment contexts, whether it’s a hookup from a bar or while on vacation in a tourist town or things like that. Or even meeting on a hookup-oriented app that somehow turned into a not-just-for-hookups service after becoming acquired by Match, but during the phase when it was most definitely mainly for no-strings hookups.


  • Yeah, I’m not going to pretend like I’m good with money. I’m not. I have a decade of experience of being a young adult on a tight budget to know that’s not one of my strengths. I wasn’t great at stretching each dollar to its most efficient use. And I still am not.

    I won’t speak on whether student loans are worth it. I think, like everything, it depends. I think a bachelor’s degree is definitely worth the cost (both in tuition and time), but it might still be worth doing it cheaper if there’s a cheaper path available.


  • Or are you just speaking about cash reserves?

    Yes. Cash reserves are like unused RAM to me: I have it, so I might as well put it to work. If it turns out I need it somewhere else, I can always go rearrange things to make that possible.

    Realistically, I think I’m rich because my wife and I both have strong ability to command high salaries, switch jobs, etc., even in a pretty severe downturn. The main things that might tank the value of that expected future cash flow are disability or death, and we at least insure against those.

    We also only need one of our two incomes to support our lifestyle, so we have a certain resilience that just comes from having that buffer. At our current ages, we also already have substantial retirement savings, so we have some resilience there, too.


  • exasperation@lemm.eetoAsk Lemmy@lemmy.worldHow are you doing financially?
    link
    fedilink
    English
    arrow-up
    33
    arrow-down
    1
    ·
    6 days ago

    What’s your relationship or philosophy with money?

    A life-changing shift to my approach has been to worry about absolute amounts rather than percentages. Saving $10 on a $20 item feels great but ultimately is the same thing as saving $10 on a $500 item (which feels like nothing).

    I grew up lower middle class: never had to worry about not having a roof over my head, but there were times we were somewhat food insecure, and spending money on leisure/entertainment or anything unnecessary for survival was a foreign concept until I got to high school and some my parents’ career moves paid off and put us in upper middle class. It took them a good 10+ years before they could relax a little bit and feel secure with their money, though, and that was as much driven by the fact that their kids were adults who had moved out.

    So life has been about deciding which of my parents’ frugal attitudes and approaches to money to keep and which to discard.

    Things I decided not to adopt:

    • I slowly learned to stop caring as much about wasted food. Food is just cheaper now compared to when I was growing up (even if the last 5 years has shown an uptick), and as a society we have more issues with obesity than hunger, so cleaning off a plate seems like it doesn’t actually do that much good.
    • My time is worth something to me. I will gladly pay the few dollars here and there for convenience.
    • I’m glad I ignored my parents advice to buy a home as soon as I could and build equity or whatever. I rented and it worked out great for me, giving me the flexibility to make changes at different stages of my life.

    Things I kept:

    • Life is uncertain. Always be prepared with whatever you can accumulate for financial resilience: cash, other property, lines of credit, marketable job skills, literal insurance policies, etc. Don’t underestimate the importance of personal relationships, whether it’s “credit” from friends and family who can help you out of a bind, colleagues who can refer work to you, bosses who will fight for your career, etc.
    • Develop your career. Education and credentials are important early on, and up-to-date skills and a good understanding of the landscape in your field (both in the type of job and the type of industry you work in), plus solid relationships with people, can help you know when switching jobs is right for you.

    Things I had to learn on my own:

    • Life is unfair. Many types of unfairness are systematic. So why not position yourself to where the unfairness works in your favor, if available?
    • Higher income makes it easier to survive mistakes on the spending side. To flip around Ben Franklin’s quote, a penny earned is a penny saved.
    • Know yourself and your own laziness. Set up automatic functions wherever possible: automatic bill pay, automatic savings, automatic investments, etc. Steer away from any strategy that requires active management, and towards strategies that tend towards a set it and forget it philosophy.

    I’ve also made a shitload of mistakes, some of them pretty costly, especially back in my 20’s:

    • Paid probably thousands in credit card interest in my early 20’s chasing lifestyle bullshit.
    • Paid thousands in unnecessary car loan interest in my mid 20’s by getting suckered by a dealer.
    • Paid hundreds, maybe thousands, in late fees and interest from forgetting deadlines to pay shit I actually already had the money on hand for.

    I’m rich now, most of it from luck (especially timing), much of it from personal relationships (good family, good marriage, good friends), some of it from actual effort (good grades from a good law school), and some of it from conscious decisions to steer towards my strengths and away from my weaknesses (lazy but smart, prototypical “gifted” slacker with undiagnosed ADHD).

    It took a while to get here, though, and I was financially insecure well into my 30’s. Sorta figured shit out then, and then married someone who complements me pretty well on these things, and covers my blind spots.

    For the extra brave ones: how much savings do you have, and what are you planning to do with them?

    I have some savings, and it’s an emergency fund. It’s representing 1-2 months of typical spending, that could be stretched to 3-4 months if I needed to stop the frivolous spending. But I have credit beyond that, and less liquid assets I’d be able to tap into if I were facing a longer term issue.

    But I’m not saving for any particular thing other than retirement. If things accumulate and grow, great. I’ll make a judgment call on when to retire based on how I feel and how much I have and what I want to do. I anticipate my wife and I will probably want to retire in our early 60’s, based on our anticipated career trajectories and the ages of our children.


  • exasperation@lemm.eetoAsk Lemmy@lemmy.worldHow are you doing financially?
    link
    fedilink
    English
    arrow-up
    6
    arrow-down
    1
    ·
    6 days ago

    I read that half of Americans couldn’t cover an unexpected $1,000 expense.

    Without borrowing or selling property, yeah. Not a lot of people have that much liquid cash laying around.

    But I wouldn’t assume that this would be some kind of economic devastation. Our whole system revolves around easy credit.

    If the unexpected expense is something that can be paid for on a credit card, that 20% interest isn’t exactly ideal but for many people it can be a simple task of buying now and paying it off over 2 or 3 months. For them, $1000 isn’t a lifestyle changing expense.

    For others, $1000 might be devastating. It might be the difference between making rent or not, and ultimately lead to eviction and maybe even homelessness.

    So liquidity is a different question from financial health or resilience, even if they’re somewhat correlated. There are other metrics out there more directly measuring financial stability or vulnerability.



  • In that case, you have a few options:

    • The home office/battle station where you can pipe the output from one bash command into another bash command, or set up your media server or just play video games.
    • The kitchen where you can knead and bake sourdough, roll your own pasta, braise a hearty stew, or roast a leg of lamb.
    • The backyard where you can smoke a brisket, bake a pizza, host a wine tasting.
    • The garden or lawn where you can cultivate plants, grow something to eat, design a beautiful landscape, or restore a native sanctuary for migratory insects like the monarch butterfly or birds like a hummingbird or songbirds.
    • The gym where you can get ripped, build up your personal stats, and let off some steam through physical activity.
    • The closet or bedroom where you can plan out your fashion choices and wardrobe, iron your clothes, shine your shoes, and otherwise make stylish choices.
    • Some sort of room or garage where you can jam out with musical instruments.

  • Different types of oils form different polymerized surfaces, too. Related to the greentext, some people came up with the idea of flaxseed as the best oil for seasoning cast iron based on some theorycrafting about chemistry at a high school level, and it turned out that flaxseed oil seasoning chips and flakes really, really easily.

    So there are a bunch of people out there doing it wrong and complaining that it’s too fussy.




  • Not in this case. I don’t know whether this particular VFX studio treats its workers fairly, but I’ve heard that the whole VFX world is generally terrible to its workers.

    That all is beside the point here, though. The VFX studio doesn’t employ writers or actors, whose strikes shut down production of films. So it doesn’t matter if the VFX studio treated its staff like kings. They were still going to lose a ton of work during the strikes, so there’s no avoiding these issues.