"Also remember, CPI only reflects those out-of-pocket expenses. "
“it doesn’t take into account goods and services that may have been provided to consumers by, for example, the nonprofit sector and the government.”
https://www.marketplace.org/2021/11/22/whats-included-in-the-consumer-price-index-and-what-isnt/
My point here is your raises should be CPI + buffer as real costs are higher.
A fun image of what’s in the CPI:
Hi American here. One of these men is the richest man in the world. To assume his behaviors aren’t globally reaching is wrong. The other, if elected, would control the most powerful military in the world. Of course well suffer here but the influence and reach of these two should not be understated.