OK, i need to chime in here, there is illness related work loss here in Canada. Also, you can go bankrupt from dental work if you cannot afford dental insurance or your job doesn’t offer it (which most jobs that are not union/higher corp don’t). You can literally die from poor dental hygiene, and even if you brush your teeth every day and floss, that doesn’t mean your scott free from visiting the dentist.
Yeah, its actually well known that some places actually ask you NOT to let your cat outside as they destroy local wildlife.