• Flying Squid@lemmy.world
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    4 days ago

    Do you physically go to the bank that often? I can’t remember the last time I had to go into the credit union. Well over a year. Everything outgoing is on automatic payments and I can deposit any check I get with my phone.

    • bitwolf@sh.itjust.works
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      4 days ago

      This. When I explain I use online banks I’m always ask “how do you go to a physical branch?”

      And I’m like “why would I even want to?”

      • MutilationWave@lemmy.world
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        4 days ago

        I’ve had to get a medallion signature guarantee a few times, I do it at my bank in person. I’m sure there’s another way to get it though.

        • bitwolf@sh.itjust.works
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          4 days ago

          Ah you’re right.

          I had trouble finding a notary once and used a branch from an old savings account I had

    • Dozzi92@lemmy.world
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      4 days ago

      I get a lot of checks and I’ve had issues with mobile deposits here and there, and they’re a huge headache. Having a bank that I can toss checks into the ATM and say “your problem now” solves the issue. I also get things notarized once or twice a year, but that’s just extra. But yeah, twice a week, I drop the kids and hit the bank on the way to the grocery store in the morning, ezpz. It is strictly convenience and nothing more.