the premise is you can prepare anyway you want for either event or you can say either even just surprised you, let speculation run wild. with Zombie-like apocalypses can be anything last of us fungus, walking dead disease, or just a disease that wipes out 90-99% of the population and your one of survivors. With the economic downturn, The governments have collapsed in such a way as to make all currency completely useless and their rule can easily be challenged.
id look at is as “falling in real time” like French revolution or czar losing power in Russia
For the zombies scenario? That’s what I meant - you’ve presented it as either-or, but a serious loss of population seems like it could lead to political instability fairly easily. Political instability always sucks to live through.
Yeah it’s a would you rather so it’s an either/or. Everyone turning into some kind of zombie would be different than everyone not turning into zombies but the government stops functioning